BUSINESS OWNER PLANNING
Unified personal and business financial strategy.
Your business is likely your largest asset. Most advisors treat it separately from your
personal finances. I don't.
The Problem Most Business Owners Have
Personal finances and business finances are treated as separate silos by most advisors. The result: tax opportunities missed, retirement underfunded, and an exit that leaves significant value on the table.
Retirement Plans for Business Owners
A SEP-IRA is simple but often leaves money on the table. A Solo 401(k), defined benefit plan, or cash balance plan can shelter dramatically more income from taxes. I model the right structure for your income level and goals.
Exit Planning
Most business owners exit once. I help you prepare years in advance - understanding your business value, structuring the sale for maximum after-tax proceeds, and ensuring your personal financial plan isn't dependent on a single liquidity event.
Business Succession
Whether you're transitioning to family, selling to a partner, or pursuing a third-party sale, I help coordinate the financial, tax, and insurance elements of a successful transition.
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Retirement plan design and implementation
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Business valuation coordination
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Buy-sell agreement funding review
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Key-person insurance analysis
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Tax-efficient compensation structuring
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Exit and succession planning
Ready to get started?
Schedule a complimentary 30-minute call. No obligation.